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Maine-et-Loire · Pays de la Loire · 3,806 residents

How much does Sainte-Gemmes-sur-Loire spend?

Mayor: Laurent Damour since March 2026 · 27 town councillors

4.7M€
spent in , municipal accounts
−13.9 % vs 2023 · +50.5 % since 2019
1,226 € per inhabitant · 5.6 M€ collected · balance +910 k€
−13.9 % vs 2023 · +50.5 % since 2019

What the money pays for in Sainte-Gemmes-sur-Loire

The 2024 operating expenditure — investment aside — sorted this time by public policy rather than by type of spending.

Sainte-Gemmes-sur-Loire spends 4 % less per inhabitant than towns of 3,500 to 5,000 inhabitants.

Allocated to a public policyShare of budget against towns of the same size3.2 M€

“elsewhere”: what towns the same size usually devoteSainte-Gemmes-sur-Loire devotes a larger share of its budgeta smaller share

Shares are computed on the allocated amount, excluding transfers. “Elsewhere”: the median share of towns the same size — half devote more, half less. Source: DGFiP accounting balances.

Spending and revenue

What the town pays for: staff, purchases, debt. 2019–2024 trend on each line.

Revenue5.6 M€

Property tax in Sainte-Gemmes-sur-Loire

46.28%

municipal rate on buildings, set in 2025 · unchanged since 2023

Median for towns of its size band: 39.29%.

In 2024, Sainte-Gemmes-sur-Loire collected 2.6 M€ in property and residence taxes, or 47% of its revenue.

What the town builds

1.5M€

invested in 2024 · €397 per inhabitant

Of which 1.2 M€ of equipment. That is −43.7 % compared with 2023.

Funding1.4 M€
Dotations et fonds propres1.4M€
Subventions d'investissement50k€
Emprunts et dettes3k€
What is built or repaid1.5 M€
Dépenses d'équipement1.2M€
Emprunts et dettes229k€

Investment section of the town’s accounts. The rest is funded by the savings made on day-to-day operations.

Debt

424

per inhabitant at end of 2024 · 1.6 M€ in total

Towns of its size: €691 per inhabitant · −19.7 % per inhabitant since 2018

Outstanding debt and gross savings: OFGL, main budget. The number of years is the debt-repayment capacity, debt divided by gross savings.

Compare with another town

Sainte-Gemmes-sur-Loire versus Saint-Georges-sur-Loire
Sainte-Gemmes-sur-LoireSaint-Georges-sur-Loire
Local taxes
724 · 437per inhabitant
Debt
424 · 448per inhabitant
Gross savings
279 · 28per inhabitant
Property tax on buildings, municipal rate
46.28 % · 44.18 % in 2025

The full comparison

Per inhabitant, 2024 accounts, OFGL. Towns of the same département, by size. A town above or below is not better or worse run. Property-tax rate: municipal share only, excluding the inter-municipal body and additional levies, source REI DGFiP.

Source: DGFiP balance-sheet accounts (nature axis) · OFGL (consolidated commune base) · National register of elected officials · 2024·Data·Method