Pensions (CNAV + other base schemes)

Source

Click to open the breakdown

Key figures to remember

16 million pensioners
in France in 2023 (~24 % of the population). The system is pay-as-you-go: the working-age pay current pensions through their contributions.
Source: DREES 2024
€1,626 / month
average gross direct-right pension (all schemes combined, 2023). Median is lower because of right-skewed distribution.
Source: DREES 2024
~4 % of insured
are in special schemes (SNCF, RATP, IEG, miners, sailors) — historically more generous, now being phased out for new entrants.
Source: DREES 2024