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Qipu

What the City owns, what it owes.

Balance sheet consolidated at 31/12/2024: assets, liabilities, debt structure, golden rule of budgetary balance.

1.42€B Financial debt1,612 Per inhabitant8.5yrs Debt capacity

assets and liabilities

Left: what the City owns. Right: how it is financed (equity + debts + provisions).

Assets · 2024 — unavailable.

Assets, in detail

Breakdown of assets by major category: real estate, roads, equipment, participations, cash. SEMs and public offices have their own balance sheet (cf. social housing landlords).

Unavailable.

Note: fixed assets represent almost all of the balance sheet (> 95%). They include buildings, equipment, roads, networks — valued at historical cost, not market value.

Who does Marseille borrow from?

Financial debt breaks down into bank loans, bonds (capital markets) and structured loans.

Unavailable.

Trajectory 2019–2024

Financial debt, assets and equity across six fiscal years. Debt has grown faster than assets since 2020 (health crisis + capital investment).

2 Md1.5 Md1 MdCovid-19Olympics2024 exec.20172018201920202021202220232024EXEC.EXEC.EXEC.EXEC.EXEC.EXEC.EXEC.EXEC.
Source: OFGL · base consolidée des communes (encours de dette financière)·Data·Method
Financial debt
1.42€B
26 % vs 2017

Off-balance-sheet commitments

Primarily loan guarantees granted to social housing landlords: Marseille repays in their place only if they default.

Off-balance-sheet data unavailable for this fiscal year.

The safeguards

The four balance rules a local authority must observe to remain solvent.

01 / Real balance

Operating section voted in balance

Operating revenue must cover operating spending. Impossible to borrow to pay staff or recurring grants.

Article L.1612-4 CGCT
02 / Earmarked borrowing

Borrowing finances only capital investment

No debt to pay day-to-day costs. Debt builds schools, swimming pools, housing — assets that serve for a long time.

Article L.1612-4 CGCT
03 / Repayment

Debt principal repaid from own resources

Each year, loan principal repayments must come from savings, not from new borrowing.

Article L.1612-4 CGCT · circulaire DGCL
04 / Sincerity

The budget must be sincere

Revenue is not overstated, spending is not understated. Monitored by the regional chamber of accounts.

Loi de programmation des finances publiques 2023-2027