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Qipu
Social landlord

SEMAPA

At the end of 2025, the City of Paris guarantees €248M of SEMAPA's outstanding loans (14 loans, 1.62% average rate, 3 years remaining). Source: opendata.paris.fr (guaranteed debt), data as of 10 September 2026.

Société Publique Locale d'Aménagement Paris — opérateur des grandes ZAC parisiennes (Paris Rive Gauche, Bercy-Charenton). Garantie d'emprunt Ville pour ses opérations d'aménagement, pas de parc locatif.

SPLA (Ville)

248€M
of outstanding capital guaranteed by the City at end-2025
14 guaranteed loans · average rate 1.62% · 3 years left on average

Who lends

The lenders to this landlord, by outstanding capital.

BAYER LB2 guaranteed loans · 26 %64 €M
CA IdF3 guaranteed loans · 24 %60 €M
HSBC2 guaranteed loans · 16 %40 €M
AUREL BGC SAS1 loan · 10 %24 €M
LBP2 guaranteed loans · 10 %24 €M

The heaviest loans

By outstanding capital. The City repays in the landlord’s place only in case of default.

Financement ZAC - EMTN (NSV) - 75000 - GABAYER LB · drawn in 2015 · 1.61 % fixed · 2 years left40€M
Financement ZAC - 75000 - ACCA IdF · drawn in 2020 · 0.49 % fixed · 1 years left24€M
Financement ZAC - 75000 - GABAYER LB · drawn in 2018 · 1.33 % fixed · 1 years left24€M
Financement ZAC - 75000 - GAAUREL BGC SAS · drawn in 2021 · 0.14 % fixed · 2 years left24€M
Financement ZAC - EMTN - 75000 - GAHSBC · drawn in 2016 · 1.60 % fixed · 2 years left24€M
9 more loans
Financement ZAC - 75000 - ACCA IdF · drawn in 2015 · 1.65 % variable (EURIBOR03M) · 2 years left20€M
Financement ZAC - 75000 - GAHSBC · drawn in 2021 · 0.14 % fixed · 2 years left16€M
Financement ZAC Paris Rive Gauche - 75013 - ACCA IdF · drawn in 2025 · 3.22 % fixed · 6 years left16€M
Financement ZAC Paris Rive Gauche - 75013 - ACCE · drawn in 2025 · 2.86 % fixed · 2 years left16€M
Financement ZAC Paris Rive Gauche - 75013 - GALBP · drawn in 2024 · 2.98 % variable (EURIBOR03M) · 6 years left16€M
Financement ZAC - 75000 - GALBP · drawn in 2022 · 1.73 % fixed · 6 years left8€M
Financement ZAC Paris Rive Gauche - 75013 - GAMAREX SA · drawn in 2024 · 2.79 % variable (EURIBOR03M) · 7 years left8€M
Financement ZAC Python-Duvernois - 75020 - GAGFI EU · drawn in 2024 · 2.75 % variable (EURIBOR03M) · 3 years left8€M
Financement ZAC Paris Rive Gauche - 75013 - GATP ICAP (Europe SA) · drawn in 2024 · 3.14 % fixed · 7 years left4€M

About 0% of this landlord's guaranteed housing debt is tied to a specific address — 0 programmes identified. The rest finances multi-address portfolios or unlocated operations. 79% of the outstanding amount at a fixed rate. Source: annex IV-B of the administrative account, opendata.paris.fr ↗