Emprunts bancaires
At 31 December 2025, bank loans makes up €500.4M of outstanding debt, 4.4% of the City of Paris's financial debt, at an average rate of 2.8% over 11 years.
Source: City of Paris, administrative account (debt statement), data as of 28 September 2026.
Amortising loans taken out with the Caisse des Dépôts (Banque des Territoires), La Banque Postale and other commercial banks. Repaid progressively, usually over 15 to 25 years.
Amortising loans — Banque des Territoires, La Banque Postale
Line by line
The City does not publish bank loans contracts one by one. Outstanding: administrative account; rates and maturities: Budget Orientation Report.
What these figures mean
This instrument is 4% of the debt. Its average rate of 2.8% is the observed cost, weighted by each line’s amount.
On average 11.2 years remain before full repayment: the longer, the more the debt is spread out.
Sources: M57 administrative account for the year’s outstanding amount; Budget Orientation Report, appendix IV and public releases for rates, maturities, the fixed-rate share and the lines. Those figures are not published as open data: a single reconstruction, the same whichever year is shown. The full method · JSON · debt structure